Introduction: When You See the SMS and Your Heart Skips a Beat You check your phone and see an SMS alert. “₹25,000 debited from your account.” You didn’t make that transaction. In that moment, most people panic.Some freeze.Some hope the money will come back automatically. As an ex-banker, let me tell you the most important […]
Introduction: Intelligence Does Not Immunise You From Fraud One of the biggest myths around banking fraud is this: “Fraud happens only to careless or uneducated people.” That is not true. As an ex-banker, I have seen fraud cases involving: Senior corporate professionals Doctors, lawyers, and entrepreneurs Retired bankers themselves Fraud does not target intelligence.It targets […]
Introduction: Digital Banking Is Convenient, But Fraudsters Love It Too Digital banking has made life easier.UPI payments, mobile banking apps, instant transfers. All at our fingertips. But here is the uncomfortable truth from someone who has worked inside banks for years: Fraudsters understand human psychology better than technology. Most digital banking frauds in India do […]
Introduction: If You Have a Bank Account, This Matters If you are reading this, chances are you have at least one bank account.And if you have a bank account today, you are also exposed to risks that did not exist even five years ago. As someone who has spent more than a decade inside banks, […]
